Privacy policy
Last updated:
This policy explains what personal data collects through Opti5 and this website, and how it is used. We follow the Digital Personal Data Protection Act, 2023 and other applicable Indian law.
What we collect
- Account details: your mobile number, name and email (if you give it), and when you accepted our terms.
- Plan and payment records: plan, expiry date, amount, date and the Razorpay order and payment IDs. Card, UPI and bank details are handled by Razorpay, not by us.
- Downloads: when you download the app, the date, time and IP address.
- Sign-in records: date and time, IP address, approximate location worked out from the IP address (city, region, country), computer name and operating system, browser type and app version.
What stays on your computer
Your Zerodha login session, API keys, settings and saved market history stay on your own computer. Your Zerodha login details are sent only to Zerodha, never to us.
How we use it
To sign you in, manage your trial, plan, payments and downloads, prevent misuse and account sharing, provide support, and meet legal and tax requirements. We do not sell your data or use it for third-party advertising.
Who we share it with
Only service providers who help run Opti5, each receiving only what it needs: an SMS provider (to send OTPs), Razorpay (payments), an IP-location service, and our hosting provider. We may also disclose data where the law requires.
How long we keep it
Account and sign-in data are kept while your account is active and for up to 2 years after, unless you ask us to delete it. Payment records are kept as long as tax law requires, currently up to 8 years.
Your rights
You can ask us for a copy of your data, to correct it, or to delete your account and data (except records we must keep by law). Email from your registered details or include your registered mobile number.
Security
Data is sent over encrypted connections, and access to it is restricted. No system is perfectly secure, but we take reasonable steps to protect your data.
This website
This website doesn't use advertising or tracking cookies. Our hosting provider may keep standard server logs (such as IP address and pages visited) for security.